ISSUE #2
APRIL 2026
Issue #2 puts the spotlight squarely on the founders building the next wave of fintech — the ones reshaping payments, wealth, and financial access before the market has caught up with what they're doing. Through candid interviews, real growth stories, and operator playbooks, it captures hard-won clarity, unexpected pivots, and deliberate trade-offs that got them there.

ISSUE #2 — APR 2, 2026
WHAT'S INSIDE
Issue #2 puts the spotlight squarely on the founders building the next wave of fintech — the ones reshaping payments, wealth, and financial access before the market has caught up with what they're doing. Through candid interviews, real growth stories, and operator playbooks, it captures hard-won clarity, unexpected pivots, and deliberate trade-offs that got them there.
ARTICLES

Diana Papirovnik
Rethinking Credit: How Clusivi Rewards Planning Instead of Debt
Clusivi helps consumers and small businesses plan ahead for high-value purchases and qualify for affordable credit based on real-time prepayment behavior rather than traditional credit scores.

Ozan Toksoy
Winning by Doing Less in Ad Tech: Interview with Ozan Toksoy, CEO of FastAdWise

Diana Papirovnik
Building a Financial Home Base for Underserved Hispanic Communities
IM Financial is a mobile platform built for U.S. Hispanics with Social Security numbers who are still underserved or underbanked by traditional financial systems. The app is simple and culturally fluent, helping turn everyday financial actions into long-term stability.

Diana Papirovnik
Building the Confidence Layer for UK Small Businesses: Interview with Hiep Do
Nebula Finance is a financial operating system built for UK freelancers, sole traders, startups, and small businesses. By automating finance administration (particularly Making Tax Digital (MTD) compliance), it helps businesses stay compliant, protect confidence in their numbers, and focus on growth.

A Fresh Perspective on Estate and Life Planning: Interview with Renee Fry, Founder of Gentreo

Giving Farmers Their Time Back With Tech-Enabled Services

Diana Papirovnik
Turning Wealth Into Measurable Impact: Interview with Soraya Depowski, founder of Sharely

Diana Papirovnik